Equity Release In London
Why Choose Equity Release?Equity Release In London
Types of Equity Release:
Lifetime Mortgage
A lifetime mortgage operates similarly to a traditional mortgage in that it is secured by your home. However, the key difference is that you typically do not need to make regular payments. Instead, the interest on the mortgage accrues over time and is added to the overall balance.
Home Reversion
A home reversion plan entails selling either the entire or a portion of your home to the provider in exchange for a one-time lump sum payment. There are no ongoing interest payments or rent obligations to the provider.
Equity Release & Lifetime Mortgage Specialist Covering London & Surrounding Areas
Things you can do with Equity Release
Equity Release is available if you are aged 55 plus, own your own home even if you have a small interest only mortgage outstanding.
Repay an existing interest only mortgage
Release equity form a rental property
Make improvements to your home or garden
Add an extension to your property
Improve the quality of your life
Gift to children for a deposit on a property
Buy a more expensive home
Gift to a family member or friend
Buy a new car or a holiday of a lifetime
Investing in or expand a business
Pay for long term care at home
Reduce inheritance tax owed by your beneficiaries
Independent & Whole Of Market
We maintain both independence and a whole-of-market approach, allowing us to offer unbiased advice. This enables us to craft solutions that are precisely aligned with your requirements, simplifying a potentially intricate process by pinpointing the optimal choice for your unique situation. Our whole-of-market perspective grants us access to a comprehensive array of providers, ensuring you have access to a wide range of options, not limited to just a few.
Transparent With Costs & Risks
We are transparent when it comes to costs and potential risks. Equity release represents a significant financial commitment, and comprehending its implications for both you and your family is of utmost importance. Rest assured, we will provide you with a complete understanding of what opting for equity release entails, including a clear breakdown of the associated expenses.